Alaska USA Federal Credit Union Enhances Indirect and Direct Consumer Lending Capabilities with APPRO Systems' LoanCenter Consumer

BATON ROUGE, La. -- APPRO Systems, Inc., an Equifax company and the leading provider of automated credit risk management and financial technologies for the lending industry, announced today that Anchorage, Alaska-based Alaska USA Federal Credit Union has purchased and installed a Site License version of LoanCenter Consumer(TM), APPRO's automated credit evaluation system developed to meet the special needs of consumer lenders.

Prior to purchasing LoanCenter Consumer, the credit union was unable to automate the decisioning process and desired to upgrade its system to effectively handle its growing volume of consumer loan requests. The credit union looked to LoanCenter Consumer to automate more loan decisioning, support risk-based pricing and provide extensive management reports.

"We needed a system with the ability to automate our consumer lending needs, as well as meet our needs in terms of both flexibility and functionality," said Doug Smith, senior vice president, Consumer Lending for Alaska USA Federal Credit Union. "LoanCenter Consumer's ability to automatically decision loan applications based on a variety of user-defined, customized credit criteria, and its ability to expand the volume of applications that can be decisioned, enables us to offer improved lending service to our members. Since implementing LoanCenter in March, it has already helped us find some efficiencies in our consumer lending processes."

"Through the use of LoanCenter Consumer, Alaska USA Federal Credit Union can make the entire loan process more efficient by fully automating all of the tasks associated with a loan request, significantly impacting its overall consumer lending processes," said Paul McCown, senior vice president of APPRO Systems, Inc. "This greatly improves their loan portfolio, improves credit quality and enables the credit union to provide superior lending services to its members and indirect lending partners."

Alaska USA Federal Credit Union, founded in 1948, is a member-owned, not-for-profit cooperative with 270,000 members worldwide. It is one of the largest consumer financial cooperatives in the U.S., the primary provider of consumer loans in Alaska, and a leader in developing electronic financial service options. It offers a wide range of financial services, including mortgage, insurance and investment products. In addition to its ten Seattle-area branches, it operates two branches in Oak Harbor and 33 in Alaska. For more information about Alaska USA, visit www.alaskausa.org.

About APPRO Systems, Inc.

APPRO Systems Inc., acquired by Equifax Inc. in 2005, offers credit risk management solutions that are core elements of Equifax's suite of enabling technologies. With Equifax enabling technologies, businesses can manage the entire customer lifecycle, including account acquisition, profitability management, and risk management and leverage Equifax's vast data and analytic capabilities. APPRO supports more than 180 financial institutions, with customers of all types in the United States, Canada, the Virgin Islands and Puerto Rico. For additional information about APPRO, visit the company's Web site at www.approsystems.com.

About Equifax Inc.

Equifax Inc. (NYSE: EFX) is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers. Learn more about Equifax at www.equifax.com.

Caution Concerning Forward-Looking Statements

Statements in this press release that relate to Equifax's future plans, objectives, expectations, performance, events and the like may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Future events, risks and uncertainties, individually or in the aggregate, could cause our actual results to differ materially from those expressed or implied in these forward-looking statements. Those factors include, but are not limited to, changes in worldwide and U.S. economic conditions that materially impact consumer spending and consumer debt, changes in demand for Equifax's products and services, our ability to develop new products and services, pricing and other competitive pressures, risks relating to illegal third party efforts to access data, risks associated with the integration of acquisitions and other investments, changes in

laws and regulations governing our business, including the cost of compliance with the Fair and Accurate Credit Transactions Act and federal or state responses to identity theft concerns, and certain other factors discussed under the caption "Risk Factors" in the Management's Discussion and Analysis section of Equifax's Annual Report on Form 10-K for the year ended December 31, 2004, and in our other filings with the SEC. Equifax assumes no obligation to update any forward-looking statements to reflect events that occur or circumstances that exist after the date on which they were made.

What are people saying about mortgages today:

Rates on 30-year mortgages edged down last week to a seven-month low. Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.3 percent, down slightly from 6.31 percent two weeks ago. It put rates at the lowest level since they were at 6.24 percent the first week of March.

Bank of Hawaii, Central Pacific Bank, Territorial Savings Bank and Wells Fargo Home Mortgages all cut their 30-year mortgage rates to 5.75 percent this week.

Most people think of a mortgage as a means to an end. After all, you buy a house, not a home loan. But a mortgage is much more than the path to homeownership. It is a financial instrument that must be managed, just like any other financial investment.