45FIX Makes Home Improvement As Easy As 1-2-3

With the rising house prices continuing to escalate more homeowners are chosing to invest in their present dwelling through remodeling or additions. The 45FIX Network of service providers can help homeowners make home improvement decisions easier.

With house prices continuing to escalate, more homeowners are choosing to invest in their present home through remodeling or additions instead of making pricey purchases. For a successful experience, it is important that homeowners understand what such a project entails in terms of time, money, and overall personal involvement.

This especially rings true for people who desire to live in older neighborhoods closer to downtown where homes are older and lack amenities found in newer construction.

A new home improvement network company called 4-5-FIX has emerged to assist with the decision of hiring a professional service provider to do the work. Homeowners can make a single call and receive multiple estimates from qualified home improvement professionals, states Allan Lamar, local representative for the firm. The 4-5-FIX network offers complete home improvement services ranging from handyman projects to complete additions and kitchen and bathroom renovations.

“Providers go through an extensive screening process prior to joining our network that confirms licensing, general liability insurance, worker’s compensation, BBB status and an in person interview,” said Lamar. “This reduces the chances of being a victim of fraud as seen most recently with the Craig J. Oliver case in Northern Virginia where homeowners were scammed out of nearly $2.5 million.”

According to Lamar, 45Fix will make arrangements for estimates and work to ensure that the service partners arrive according to expectations and provide the homeowner with proposals from each provider that allows them to make comparisons prior to making a decision. All proposals aim to provide full disclosure to allow the homeowner to understand projects progression and any possible scenarios that could affect the completion or pricing of the project.

The 4-5-FIX service also helps contractors who join their network run better businesses or have more personal time by outsourcing many of the hats they presently wear like marketing, customer service, proposal change management, invoicing and accounts receivables.

What are people saying about mortgages today:

Rates on 30-year mortgages edged down last week to a seven-month low. Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.3 percent, down slightly from 6.31 percent two weeks ago. It put rates at the lowest level since they were at 6.24 percent the first week of March.

Bank of Hawaii, Central Pacific Bank, Territorial Savings Bank and Wells Fargo Home Mortgages all cut their 30-year mortgage rates to 5.75 percent this week.

Most people think of a mortgage as a means to an end. After all, you buy a house, not a home loan. But a mortgage is much more than the path to homeownership. It is a financial instrument that must be managed, just like any other financial investment.