Refinance
Home Equity
Debt Consolidation
Home Purchase
News/Articles
Home - Other News Articles

Volunteer firefighters hosting toy, food drive

Refinance & Save!
Lower Your Mortgage Payments.
Bad Credit OK

Home Equity Loans
Get up to 125% of home value.
Fast & Easy.

Consolidate Your Debt
Pay Off Bills
& Lower Your Payments

Want to Purchase a Home?
Get Approved Now!

decaturdaily.com
By Chris Paschenko
NOVEMBER 13, 2005

Hoping to brighten children's lives for the holidays, the Morgan County Volunteer Firefighters Association is sponsoring a toy and food drive for Hurricane Katrina victims in Ocean Springs, Miss.

On Nov. 19, from 8 a.m. until noon, firefighters will staff all 22 Morgan volunteer fire departments to collect new, unwrapped toys, said Van Geist, a volunteer with Cataco.

"We have two 18-wheelers donated to carry the toys on Dec. 10 to the Ocean Springs Fire Department," Geist said. "We will take gifts up to Dec. 9, but the trucks will be leaving that afternoon for Mississippi."

Geist, who is from the Ocean Springs area, said he spoke with an official there, learning their plight.

"Ocean Springs is a bedroom community of Biloxi with about 27,000 residents," Geist said. "They haven't received a lot of attention for the small area, and a lot are out of work. Some firefighters and police and families have lost everything."

On behalf of Ocean Springs first responders, the Morgan volunteers are collecting money to supply 86 firefighters and police officers with 100 turkey dinners with all the fixings. Volunteers have a refrigerated truck to transport turkeys, pecan pies and canned goods like candied yams and green beans.

During their monthly meeting Tuesday, the volunteers established an account at First American Bank in Hartselle and Decatur, called the Morgan County Volunteer Fire Department Association Christmas Relief Fund, to accept donations for expenses.

District 3 County Commissioner Kevin Murphy donated $1,000 from district funds to the association's general fund to help offset food and transportation costs.

Representatives of Air Evac Lifeteam donated $100; Excelliant, an emergency management consulting firm, donated $50; and Wal-Mart and Kroger donated $50 each.

Allen Lacy of 10-70 Fire, a fire equipment service, donated one of the tractor-trailers.

Geist said he thought of the idea after meeting an Ocean Springs evacuee at a local steakhouse.

"I came to the association and asked what they thought could be done," Geist said. "I've been beating on doors and getting it rolling since. I was afraid there wasn't much interest at first, but now it's beginning to fly."

For more information, call Geist at 778-9421, fire association president Terry McNutt at 773-1408, or your community fire chief.

What are people saying about mortgages today:

Rates on 30-year mortgages edged down last week to a seven-month low. Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.3 percent, down slightly from 6.31 percent two weeks ago. It put rates at the lowest level since they were at 6.24 percent the first week of March.

Bank of Hawaii, Central Pacific Bank, Territorial Savings Bank and Wells Fargo Home Mortgages all cut their 30-year mortgage rates to 5.75 percent this week.

Most people think of a mortgage as a means to an end. After all, you buy a house, not a home loan. But a mortgage is much more than the path to homeownership. It is a financial instrument that must be managed, just like any other financial investment.