What's/Who's new in business

Coin shop opens on Beville Road

Liberty Coin Shop has opened at 1104-B Beville Road, Daytona Beach. Owner Jim Maynard buys and sells coins and currency as well as does appraisals. His collection consists of rare coins and currency, and gold and silver. Hours: 10 a.m. to 5 p.m. Monday through Friday and 10 am. to 3 p.m. Saturday. Telephone: (386) 248-8580.

Alamo Storage has opened at 4490 N. U.S. 1, Palm Coast. Owner Shirley Peavy offers self-storage warehouses in various sizes and costs as well as locks and moving supplies. Office hours: 9 a.m. to 5 p.m. Monday through Friday and 9 a.m. to 1 p.m. Saturday. Telephone: (386) 445-2620.

Splash Zone Pools has moved to 5571 S. Ridgewood Ave., Port Orange. Owners David and Shawn Gapp offer a full retail store and service department for pools. Weekly pool maintenance and renovations are available. Hours: 9 a.m. to 5 p.m. Monday through Saturday. Telephone: (386) 788-1681 or (836) 420-6041.

Booth's Bowery Restaurant has added full-service catering at 3657 S. Nova Road in Port Orange. General Manager Mike Burch is available to provide full or drop-off catering for small office dinners, Christmas parties and other occasions. Call for appointment. Telephone: (386) 679-1283.

Compiled by Vanessa Lang. Businesses that have newly opened, physically enlarged their premises, or changed locations or ownership are invited to send details to What's New, Business Desk, The News-Journal, P.O. Box 2831, Daytona Beach, FL 32120. New businesses should submit a photocopy of an occupational or other business license for verification.

DELAND -- Kimberly Kelley-Eno is transferring to the Riverside Bank office at 351 E. New York Ave. as manager. She was at the Deltona Riverside Bank office. Kelley-Eno has more than 16 years in the banking industry with 11 of those years with SouthTrust Bank.

Eric Bergquist has joined Bowyer-Singleton, 111 W. Rich Ave., as a project engineer in land development. Bergquist has more than 6 years experience and received his bachelor's degree in environmental engineering from the University of Florida.

ORMOND BEACH -- W. Lee Strong Jr. has joined Morgan Stanley, 1450 W. Granada Blvd., as a financial advisor. Strong has a bachelor's degree from Florida State University.

Mark S. Champagne has been promoted to daytime warehouse manager at S.R. Perrott Inc., 4 N. Perrott Drive. Champagne previously worked for Grantham Distributing Co. in Orlando as a warehouse manager. Kenneth K. Johnson was promoted to the position of driver supervisor. Johnson will oversee drivers and their delivery routes.

DAYTONA BEACH -- Michael Wright has been hired as a staff accountant for James Moors & Co. P.L., 121 Executive Circle. Wright has more than 11 years experience in accounting and received his bachelor's degree in accounting from Excelsior College in Albany, N.Y., and his master's degree in public administration from Golden Public Accountants and the American Institute of Professional Bookkeepers.

PALM COAST -- Evelyn Vazquez has been named sales manager of Ocean Hammock Resort, 105 16th Road. Vazquez will be responsible for group sales. Previously she was vice president of sales and marketing of Tour St. Augustine Inc. and held various positions with the St. Augustine/St. Johns County Visitors and Convention Bureau, St. Johns Chamber of Commerce and Walt Disney World.

Linda Jarosz has been promoted to executive director of the Flagler County Chamber of Commerce, 20 Airport Road. Jarosz has been with the chamber for 14 years and has 17 years of association management experience. Crystal Lunceford has joined the chamber. Previously she was support services manager for the Palm Coast Public Works Department and business manager for Top Gallery Inc., an art manufacturer. She earned an associate degree from Daytona Beach Community College.

What are people saying about mortgages today:

Rates on 30-year mortgages edged down last week to a seven-month low. Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.3 percent, down slightly from 6.31 percent two weeks ago. It put rates at the lowest level since they were at 6.24 percent the first week of March.

Bank of Hawaii, Central Pacific Bank, Territorial Savings Bank and Wells Fargo Home Mortgages all cut their 30-year mortgage rates to 5.75 percent this week.

Most people think of a mortgage as a means to an end. After all, you buy a house, not a home loan. But a mortgage is much more than the path to homeownership. It is a financial instrument that must be managed, just like any other financial investment.