Commerce Bank Expands Small Business Banking Capabilities with Corillian; Rich Functionality and Enhanced Features Key to Meeting Small Business Owner Needs

Corillian Corp. (NASDAQ: CORI), the top provider of online banking, bill payment and fraud prevention solutions to the financial services industry, today announced that Commerce Bank, a $13.9 billion regional bank holding company headquartered in Missouri, has launched an enhanced online banking service for its small business customers. Leveraging the Corillian Small Business Banking application, the new service delivers innovative, real-time online banking services and an enhanced user experience to Commerce Bank's small business customers.

Commerce Bank, a customer of Corillian Consumer Banking since early 2002, wanted to deploy multiple lines of business applications on the industry-leading Corillian Voyager platform, and leverage the industry-leading usability and functionality within Corillian Small Business Banking to deliver a dedicated solution to its growing small business customer base. Commerce Bank's small business customers now have a more user-friendly online banking experience with intuitive functionality, including:

-- Single-location access to both personal and business accounts

-- Immediate, recurring and future dated transfers between business and personal accounts

-- Secure e-mail communication

-- Transaction, check and deposit slip images archived for 90 days

-- Statement images archived for two years

-- Tiered authority controls for set-up and maintenance of additional account users

-- Easy-to-navigate interface

"Commerce Bank wanted to leverage our existing technology platform to deliver an enhanced online experience for our small business customers that is tied together with our advanced consumer offering we are launching early next year - offering our customers more small business specific functionality and features," said Cynthia Tetrault, vice president of online banking for Commerce Bank. "The flexibility of the Corillian Small Business Banking solution enables us to seamlessly incorporate small business capabilities into our online channel, while maintaining the look and feel of one, integrated system. Since the launch of the new system we have seen a tremendous increase in the adoption of the new service with a jump in online enrollments and positive feedback from our small business customers. Also, leveraging the same platform for consumer and small business banking enables us to continually make enhancements to our system, making online banking easier for our customers."

Corillian Small Business Banking offers a comprehensive, high-performance online banking solution, enabling financial institutions to attract and retain customers. Small business owners have the convenience to check accounts and execute banking tasks at any time and from any Internet-enabled device, and enjoy Corillian Small Business Banking's similar look and feel to their personal online banking experience.

"Customer-centric financial institutions such as Commerce Bank are in tune with their small-business customers' needs, which include rich functionality, personalized service and immediate results," said Alex Hart, president and CEO of Corillian. "Corillian Small Business Banking is uniquely positioned to help Commerce Bank proactively identify new online requirements and opportunities to further establish its leadership position and set it apart from the competition."

About Commerce Bank

Commerce Bank is the principal subsidiary of Commerce Bancshares, Inc. (NASDAQ: CBSH), a $13.9 billion regional bank holding company. For more than 140 years, Commerce has been meeting the financial services needs of individuals and businesses. Commerce provides a diversified line of financial services, including business and personal banking, wealth management and estate planning and investments through its affiliated companies. Commerce currently operates in approximately 330 locations in Missouri, Illinois and Kansas. Commerce also has operating subsidiaries involved in mortgage banking, credit related insurance, venture capital and real estate activities.

About Corillian Corporation

Corillian is the market leader of online banking, bill payment and fraud prevention solutions to the financial services industry. With 28 of the top 100 U.S. banks and 20 of the top 100 U.S. credit unions as customers, Corillian serves over 25 percent of the online banking community. Corillian provides the most flexible, scalable and secure set of online banking applications across multiple lines of business, integrating best-practice functionality developed for some of the most innovative financial institutions in the world. Corillian features integrated applications across Consumer Banking, Small Business Banking, Wealth Management, Credit Card Management, and Corporate Cash Management, as well as enterprise wide solutions, including Fraud Detection, Payments Warehouse, Alerts, eStatements, and OFX. Corillian's fraud prevention solutions use Preemptive Forensics(TM) to protect web sites from phishers, hackers, and fraudsters. Corillian's strong authentication solution provides a low-cost solution for multi-factor authentication while maintaining high user satisfaction. Empowered by Corillian solutions, some of the world's most visionary financial institutions provide their customers with the tools to manage their finances more effectively and securely.

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