PNC bank card problems limited

PNC Bank hasn't had any more problems with a small number of debit-card accounts that were compromised by suspicious activity, the company said Monday.

PNC would not specify how many Visa Gold Check Card accounts were affected and declined to disclose the amount of money involved. The company also said no customer information was compromised.

The suspicious activity originated overseas, said the company, which notified the FBI and the U.S. Postal Service.

What are people saying about mortgages today:

Rates on 30-year mortgages edged down last week to a seven-month low. Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.3 percent, down slightly from 6.31 percent two weeks ago. It put rates at the lowest level since they were at 6.24 percent the first week of March.

Bank of Hawaii, Central Pacific Bank, Territorial Savings Bank and Wells Fargo Home Mortgages all cut their 30-year mortgage rates to 5.75 percent this week.

Most people think of a mortgage as a means to an end. After all, you buy a house, not a home loan. But a mortgage is much more than the path to homeownership. It is a financial instrument that must be managed, just like any other financial investment.