BUSINESS BRIEFS

ACCOUNTING

M. James Hartson and David W. Reardon have been named partners at Mitchell, Wiggins & Co.

ARCHITECTS

At Moseley Architects:

David Hwang is a mechanical engineer.

Mohammad Hogue and Ryan Edwards are structural engineers.

Tom Maynard is an architect intern.

AUTOMOTIVE

Lee Biedrycki has been promoted to director of dealer services at the Virginia Automobile Dealers Association.

BANKING, INVESTMENTS

Ann Jaskwhich has been promoted to financial specialist leader and vice president with Wachovia Corp.

Jason Bowles and Chris Woodbury are branch managers with Virginia Credit Union. Bowles is with the Glenside branch. Woodbury is with the Virginia Center Commons branch.

Kerry N. Smith is an assistant vice president and group producer in Wachovia Wealth Management.

CERTIFICATION

Tripp Perrin has received his Certified Business Intermediary designation from the International Business Brokers Association. He is with Transact Capital Partners.

ENGINEERS

At Timmons Group:

Tom DiLego and Shawn Smith are senior project managers.

Ed Darr is director of finance.

Michelle Bardis is an administrative assistant.

FINANCIAL SERVICES

Teesie Howell is a senior mortgage-loan officer for National City Mortgage.

HEALTH SERVICES

CJW Medical Center (Johnston-Willis) reports the following promotions:

Steven Castle is Oncology and Gamma Knife Service Line administrator at the Thomas Johns Cancer Center.

Kris Lukish is human-resources administrator.

CJW Medical Center (Chippen- ham) reports the following promotions:

Kathy Bowers is endoscopy director.

At Glenburnie Rehabilitation and Nursing Center:

Will Blackwell is administrator.

Nancy Parker is director of nursing.

Paige Carpenter is director of marketing.

Susan Payes is director of admissions.

At American HomeCare Inc.:

Aliyah Z. Staton is vice president of clinical operations.

Guy J. Perez is director of rehabilitation programs.

Lynette Henley is an executive administrative assistant at Henrico Doctors' Hospital-Forest.

Michael Alan Greer and Lee Hannah are senior benefits consultants with CIGNA Healthcare of Virginia:

LAW

Susan McNamara has been promoted to director of accounting for BrownGreer.

At Cantor Arkema:

Kevin D. Pomfret and Drew S. Reiferson are partners. Pomfret is with the business-counseling section. Reiferson is heading the commercial real estate section.

Robert J. Wheaton Jr. is a senior associate in the estate planning and administration section.

Kevin J. Funk is an associate in the commercial-litigation and bankruptcy sections.

MEDIA

Nancy Summers is cross-divisional classified director for Media General Inc.

MANUFACTURING

David L. Trout is director of sales and marketing for Hohner Inc.

MARKETING

At RightMinds:

James Setaro has been promoted to senior account director.

Penny Cheyne is quality-assurance manager/Web coordinator.

Chris DeRoco is an account manager.

Jennifer Wood is traffic coordinator.

NONPROFITS

New officers for Rebuilding Together of Richmond are: president, Cary Ayers with First Market Bank; vice president, Robert Hughes with Hirschler Fleischer; treasurer, Chris Enright with Christopher A. Enright, CPA; and secretary, Valerie Chafee with Hunton & Williams.

Joining the board of directors are: Jeffrey Angeletti with Dominion Resources; Jameta Seabrooks with the Federal Reserve Bank of Richmond; and J. Brent Justus with McGuireWoods.

SERVICES

At Dominion Benefits:

Bob Spicknall is a senior consultant.

Aujang Abadi is a operations manager.

Michael Janis has joined Touch Points Public Relations as a public-relations specialist.

At graphics3:

Chris Horne is an art director and graphic designer.

Katy Gilchrist has been promoted to sales manager.

At Westminster Canterbury Richmond:

W. Russell Gardner is chief financial officer.

Nancy S. Cross has been promoted to vice president, work-force services.

Virginia S. Purcell has been promoted to vice president, development.

TECHNOLOGY

At The Merge Computer Group Inc.:

Paula Dove is a database administrator.

Kevin Neill, Mitzi Fletcher and Siva Veju are AS/400 technical analysts.

Terrance Henderson II is a Web developer.

Jeff Hahn is a data architect.

Rajani Bhimarao and Bilal Murad are lead test analysts. Compiled by Linda Dunham Times-Dispatch Staff Writer

What are people saying about mortgages today:

Rates on 30-year mortgages edged down last week to a seven-month low. Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.3 percent, down slightly from 6.31 percent two weeks ago. It put rates at the lowest level since they were at 6.24 percent the first week of March.

Bank of Hawaii, Central Pacific Bank, Territorial Savings Bank and Wells Fargo Home Mortgages all cut their 30-year mortgage rates to 5.75 percent this week.

Most people think of a mortgage as a means to an end. After all, you buy a house, not a home loan. But a mortgage is much more than the path to homeownership. It is a financial instrument that must be managed, just like any other financial investment.