AmSouth Bank & Mortgage Review:
AmSouth Bank's predecessor, First National Bank of Birmingham, was founded 125 years ago and has provided banking services to customers in Alabama, Florida, Tennessee, Mississippi, Louisiana, and Georgia ever since. AmSouth controls total assets worth approximately $45.6 billion and operates over 600 branch offices and a network of 1,200 ATMs and shared ATMs in all 50 states.

Refinance & Save! Lower Your Mortgage Payments. Bad Credit OK

Home Equity Loans Get up to 125% of your homes value. Fast & Easy.

Want to Purchase a Home? Get Approved Now!

Consolidate Your Debt Pay Off Bills & Lower Your Monthly Payments

Along with personal banking, AmSouth provides small business and commercial banking, wealth management and investment services. Along with traditional banking services for individuals, AmSouth also offers mortgages and home equity loans and lines of credit. Mortgages plans include 15- and 30-year fixed rate and 5-year adjustable rate loans. AmSouth's website provide an easy to read table for comparing its home equity products.

AmSouth Bank Checking Options:

Relationship Checking

  • A account that rewards you with free services while you build your balances.
  • Free Classic CheckCard
  • Free Internet Banking with Bill Payment
  • Unlimited check writing
  • Discount on checks

    PFS Checking

  • A account that offers you a higher interest rate and the greatest range of benefits.
  • Highest interest rate on Checking
  • Free Platinum CheckCard
  • Free Internet Banking with Bill Payment
  • Unlimited Check Writing
  • Free Checks
  • Free Check Enclosures

    Positively Free Checking

  • An account that offers free basic checking with no minimum balance.
  • Free Classic CheckCard
  • Free Internet Banking with Bill Payment
  • Unlimited check writing
  • Discount on first order of checks

    50+ Positively Free Checking

  • An account that offers people 50 or better free checking with extras that count.
  • Free Classic CheckCard
  • Free Internet Banking with Bill Payment
  • Unlimited check writing
  • Free Checks

    AmSouth Bank Savings & Money Markets:

    Primary Savings

  • Earn interest without having to keep a lot of money in your account.
  • Interest compounded continuously and paid monthly.
  • No monthly fee if minimum balance requirements are maintained

    Primary Money Market

  • Maintain a lower balance while still earning competitive money market rates.
  • Access your money easily.
  • No monthly fee if minimum balance requirements are maintained

    Premium Money Market

  • Earn higher interest rates by maintaining higher balances.
  • Access your money easily.
  • No monthly fee if minimum balance requirements are maintained

    Relationship Money Market AccountSM

  • Earn higher interest rates when you also have a Relationship Checking Account.
  • FREE Internet Banking

    • The Refinance Boom is Not Over!
     Lock in your low rate, before it's too late.

    You Don't Need Perfect Credit to Refinance & Save $1000s. Get Started Here!

    Replace your existing loan with another lower interest rate loan for the same amount by refinancing. Many times this can save you a lot of money, especially when market interest rates drop one or more percentage points lower than your current rate.

    Take advantage of your homes equity - Get Cash-Out!
    With a cash-out refi, you refinance your mortgage for more than you currently owe, then pocket the difference.

    Change your Adjustable to a Fixed rate:
    Changing your adjustable rate to a fixed rate is a very good idea. Refinancing is the best way to do this. Don't wait until rates begin to rise - Refinance Now!

    Refinance to Consolidate Debts:
    If you have equity in your home, refinancing is the best way to consolidate your debts. Interest rates with refinancing are lower than any other consolidating options. One monthly payment and the interest paid is tax deductable.

    Click Here to Refinance Today!


    Home Equity - Line of Credit

     Get a Fast, Free Home Equity Quote from LowerMyBills!

    With a Home Equity Loan you can use your home as collateral to consolidate bills, make home improvements, buy a new car, plan a vacation, etc. The minimum amount available for a loan is $10,000, but you can borrow as much as $250,000. There are no closing costs or fees associated with the loan.

    Home Equity Loans provide large amounts of cash at relatively low interest rates.

    Be careful though, because you are using your home as collateral. This puts your home at risk if you are unable to pay your mortgage on time. If you sell your home, you will be required by most plans to pay off your credit line at that time. This could leave you stuck in your home when you are ready to move. Remember, there are other ways to borrow money without using your home as collateral. See Refinancing for more options.

    Get the Lowest
    Home Equity Rates - Now!



    Debt Consolidation

    Get a Fast, Free Debt Consolidation Quote from LowerMyBills!

    Most of America has some form of debt. It could be in the form of credit card balances, school loans, car loans, mortgage loans, or personal loans. If you are currently overwhelmed with debt, then a debt consolidation loan might be right for you. 125% Loan To Value loan will let you borrow up to 125% of your home痴 value. This is the type of loan that is most frequently utilized by people who are looking to consolidate their debt into one lump sum payment. This type of loan will benefit an owner who has little to no equity in their home.

    Another benefit of this type of loan is that instead of having multiple payments at a higher interest rate, you get to consolidate everything into one lump sum payment at a lower rate. The only downside is that the interest rate for a 125% Loan To Value loan might yield slightly higher interest rates. If you do have equity in your home, consider applying for a home equity or refinance loan.

    Consolidate Your Debt &
    Lower Your Monthly Payments!



    New Home Mortgage Loan Opportunities

    Get a Fast, Free Home Loan/Purchase Quote from LowCostLending!

    Whether this is your first home or the dream home you致e always wanted, LowCostLending can help you get the loan of your choice. When you compare mortgage quotes and rates for your new home loan, you can find a low rate for the house you love!

    Get great rates nationwide when you compare mortgage loans online. Find a great new home mortgage loan for your new purchase. The application process to compare mortgage quotes and rates is fast, free, and easy! Take the first step towards your new home and
    apply for a new home loan.

    The Process to Compare Home Loans

  • Complete our easy online form to compare mortgage loans
  • LoanWeb will search hundreds of lenders and thousands of loan programs
  • Up to four lenders will contact you and compete for your business
  • Choose the lender with the best loan terms and save money! START HERE

    Get a Home Loan Today!

    Disclaimer: Fast Mortgage USA is not affiliated with AmSouth Bank. This is a financial resource site that offers reviews of other financial companies sites and services. Our goal is to help empower the consumer so they can make the best, informed choices related to their financial decisions.