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Consolidate Your Debt Pay Off Bills & Lower Your Monthly Payments

Over 3.2 million Americans have gotten their mortgages through Bank of America. They operate offline in over 4000 banking centers across over 20 states. They have the largest ATM network in the nation with over 12,000 machines nationwide.

Bank of America Checking Account Options:

• Prima Checking ($20 monthly service charge, $100 minimum to open account, $10,000 minimum to waive monthly service charge, Free online bill paying, Free pay by phone
• Standard Checking ($8.50 monthly fee, $100 minimum balance to open account, $1000 minimum balance to waive fee, Free Online bill paying, and $3.95 Pay by Phone services
• MyAccess Checking ($5.95 monthly service charge-waived with direct deposit, $100 minimum to open account, Free online bill paying, free telephone banking
• VERSATEL Checking ($5.50 monthly fee waived with direct deposit, $100 minimum to open account, $2 teller transaction fees, Free online bill pay, $3.95 per month for pay by phone which is waived with direct deposit
• CampusEdge Checking ($3.95 monthly fee waived with direct deposit or if parent banks with them, $100 minimum balance, Free online bill pay, Free pay by phone and Free telephone banking

• Regular Savings ($300 minimum to open, $3 monthly maintenance fee if minimum is not met, no fee for first 3 withdrawals but $3 for each one after that, Overdraft protection provided.
• Cash Maximizer ($1000 minimum to open, $2500 minimum balance to avoid fees, $10 monthly maintenance fee is minimum is not met, no fee for withdrawals from Bank of America ATM’s, six limited transactions each period than a $15 fee each.
• Interest Maximizer ($1000 to open, $2500 minimum to avoid fees, $10 monthly fee if minimum not met, no fee for Bank of America withdrawals, six limited transactions each period than a $15 fee each
• CD’s (FDIC insured, stable returns, automatically renew, the more you save-the more you earn, can be from 7 days to 10 years)
  

• Portfolio Edge Advisory Services (full access to informed, objective advice from advisor, minimum of $100,000 investment)
• Consulting Services Select (full access to select group of investment advisors, minimum of $250,000 investment)
• Consulting Services Fund Strategies (targets mutual funds for your financial objectives, minimum of $50,000 investment)
• Charitable Giving Program ($25,000 minimum investment)
• Self Directed Investing (Online trading for $24.95 a trade, you are in control of your financial decisions, options can include retirement accounts, stocks, bonds, mutual funds, college savings, annuities, and insurance)

Bank of America IRA’s can be either the Roth, Traditional, Rollover or employer plans. They have Bank IRA’s that are FDIC insured and Brokerage IRA’s that consist of stocks, bonds and mutual funds.

They also offer services for Wealth and Trusts. This includes Wealth Transfer Planning, Personal Trusts, Charitable Giving, Financial and Tax Planning, Professional Administration and Asset Management.


Credit Cards Offered

• Visa Platinum (9.9% Fixed, credit line up to 100,000, no annual fee, no balance transfer fees, automatic travel insurance, 8.9% fixed transfer fee)
• Visa Gold (As low as 9.9% fixed rate, up to $25,000 credit limit, no annual fee, no liability for internet purchases)
• US Airways Dividend Miles Platinum Visa (1.9% introductory rate, $90 annual fee, up to $100,000 credit limit, 10,000 bonus miles after first purchase, 1 mile for each dollar spent, no cap on miles you can earn double miles on US Airways purchases)
• US Airways Dividend Miles Gold Visa (1.9% introductory rate, $70 annual fee, up to $15,000 credit limit, 7,000 bonus miles after first purchase, 1 mile for each dollar spent, 75,000 mile cap per year)
• US Airways Dividend Miles Classic Visa (1.9% introductory rate, $50 annual fee, up to $4,500 credit limit, 5,000 bonus miles after first purchase, 1 mile for each dollar spent, 50,000 mile cap per year)
• Platinum Travel Visa (1.9% Fixed introductory, $30 annual Fee, up to $25,000 credit limit, exciting rewards such as travel and merchandise, up to 75,000 points per year, 1 point for every dollar spent
• Anne Geddes Visa Gold (1.9% introductory rate, up to $9,999 credit limit, no annual fee, percentage of every purchase is donated to the Anne Geddess Philanthropic Trust)
• Money Return Platinum Visa (2.9% introductory rate, no annual fee, get back 10% of yearly interest charges, no annual fee, no balance transfer fees)
• Student Visa Gold (Prime plus 10.99% rate, no annual fee, up to $2500 credit limit, no co signer needed, builds your credit, credit education)