Bank of New York

The Bank of New York was established over 200 years ago with a vision to be innovative and visionary as they meet the needs of their clients in an ever changing economy. They have helped their clients through numerous depressions as well as world wars. The merger with Mellon Financial Corporation in December of 2006 (subject to regulatory and shareholders approval) illustrates their vision for a global securities and asset management company to provide their clients with the value and service to compete in todays economy.

The Bank offers individuals, businesses, developers, and non-profit organizations an assortment of innovative, cost-effective, and comprehensive financing choices.

The Chairman and Chief Executive Officer for The Bank of New York is Thomas Renyi. He has been the Director since 1992.

Bank of New York Mortgage Options

Home Refinance Loans
Replace your existing loan with another lower interest rate loan for the same amount by refinancing. Many times this can save you a lot of money, especially when market interest rates drop one or more percentage points lower than your current rate. Take advantage of your homes equity - Get Cash-Out! With a cash-out refi, you refinance your mortgage for more than you currently owe, then pocket the difference.

Debt Consolidation Loans
Use this loan to consolidate bills, lower monthly payments and get cash from your home's equity. If you're finding yourself juggling mortgage payments, credit card payments, car payments, insurance premiums, taxes, and another stack of bills, it's time to consider an debt consolidation loan. If you have equity in your home, refinancing is the best way to consolidate your debts. Interest rates with refinancing are lower than any other consolidating options. One monthly payment and the interest paid is tax deductable.

Home Equity Loans
With a home equity loan you can use your home as collateral to consolidate bills, make home improvements, buy a new car, plan a vacation, etc.

Fixed Rate Mortgages
The most common type of mortgage program where your monthly payments for interest and principal never change. The most common fixed rate loans are 15 year and 30 year mortgages.

Adjustable Rate Mortgages (ARM)
Some of the benefits of an Adjustable Rate Mortgage are: Qualify for more home than you can at a fixed rate. Predict that your income will be higher over the next few years. Qualify for a higher mortgage and enjoy a lower initial interest rate and payment. Adjustment periods vary depending on which product you choose.

Bank of New York Mortgage Specifics

First Mortgage Loans (Purchase or refinance a home)
- Interest-Only Mortgages
- Adjustable Rate Mortgage (ARM) Rates
- Jumbo ARM Rates
- Fixed Conventional Mortgage Rates
- Jumbo Fixed Conventional Mortgage Rates
- VA Fixed Mortgage Rates
Home Equity Loans & Lines of Credit
(Use your home's equity to take out another loan)
Investment Property Mortgages
(Purchase or refinance a one-family investment property)

Type of Loan
Home Description
Your Credit
Property State

Pentagon FCU Locations

Colorado:
Colorado Springs - 6045 Barnes Rd

Washington, DC:
2100 2nd St SW
3700 N. Capitol Street
6825 16th Street, NW
725 17th St NW
Chappie James Boulevard Building 4447

Hawaii:
Fort Shafter - Fort Shafter Bldg 553

Kansas:
Kansas City - 406 West 34th Street Ste 616

North Carolina:
Fayetteville - 1800 Skibo Road Suite 320
Pope AFB - 400 Sonic Street

Nebraska:
Bellevue - 1001 Fairfax Rd

New Jersey:
Cape May - 1 Munro Ave

New York:
Highland Falls - 481 Main St
West Point - 600 Thayer Rd

Oregon:
Eugene - 400 Country Club Rd Ste 220

Texas:
Fort Hood - 761 Tank Battalion Ave & 37th St
San Antonio - 9953 W Ih 10

Virgina:
Alexandria - 1001 N Fairfax St
Alexandria - 5775 Barclay Drive
Alexandria - Second Street & McNair Road Building 450
Arlington - 111 South George Mason Drive
Arlington - 50 S Irving St
Woodbridge - 14556 Potomac Mills Rd

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To join Christian Community Credit Union, you must affirm a personal statement of faith. The statement is clearly laid out on Christian Community's Web site.

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