JPMorgan Chase has assets of approximately $1.1 trillion and operations in more than 50 countries. The firm is a leader in investment banking, financial services for consumers and businesses, financial transaction processing, asset and wealth management and private equity. The headquarters for JPMorgan Chase is located in New York.

Refinance & Save! Lower Your Mortgage Payments. Bad Credit OK

Home Equity Loans Get up to 125% of your homes value. Fast & Easy.

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Consolidate Your Debt Pay Off Bills & Lower Your Monthly Payments

 
Chase Manhattan Special Features

• First Time Home Buyer Programs
  Chase offers many special programs that can help make getting a first mortgage easier than ever. They will guide you through the mortgage process, give a free mortgage affordability estimate so you know how much you can afford, and then help you select the mortgage that's right for you.

• Low-to-Moderate Income Lending Programs
  Chase makes home ownership a reality by offering a number of affordable financing options with flexible qualifying criteria. Their DreaMakerSM programs provide lower down payment options for eligible applicants, opportunities for closing cost assistance and no cash reserves for most programs on single family residences. For down payments less than 20% Mortgage Insurance (MI) is required and MI charges apply.

• Vacation and Second Home Financing
  Chase provides exceptional service, a broad array of products, and prompt loan decisions to make your vacation home dream a reality.

• No Down Payment Options
  Chse has programs designed to meet the needs of borrowers with good credit and limited savings for a down payment. With their no down payment options, in many cases closing costs can be financed into the loan amount or can be paid from any combination of your own funds, an unsecured loan, gifts, grants, employee assisted housing funds or seller contribution. For down payments less than 20%, Mortgage Insurance (MI) is required and MI charges apply.

• Fixed Rate Mortgages
  These mortgages provide you with the security of stable interest rates and monthly payments that never change. You might choose a fixed rate mortgage if you want the security of knowing that even if interest rates rise, your payments will remain the same. Read more about Fixed Rate Mortgages.

• Adjustable Rate Mortgages
  Chase offer ARMs for both short and long term mortgages. ARMs offer lower initial interest rates than fixed mortgages for a specified time, and then the rates are adjusted periodically to follow the market. These loans may be ideal if you plan to stay in your home for a short time.

• Interest Only Loans
  Interest only mortgages do not include any repayment of the principal portion of the loan for an agreed upon period of time - called the interest only period. This means that during that time, your monthly payment will consist only of interest. Interest only mortgages can offer you lower monthly payments, increased cash flow, maximum tax deductions and the ability to qualify for larger mortgages. You might consider an interest only mortgage if you want a lower initial payment and have confidence that you can manage a payment increase in the future. Read more about Interest Only Loans.

• FHA and VA Mortgages
  The FHA insures mortgage loans to help people buy or refinance their current homes with a low down payment. The FHA insures loans so that if buyers default for some reason, the lenders will get their money. Down payments on FHA loans can be as low as 3% down*. VA mortgage loans are intended to encourage lenders to offer veterans mortgages with more favorable terms. VA mortgages can be used to buy, build, improve, or refinance a home. These mortgages are often made without any down payment at all*, and frequently offer lower interest rates than are ordinarily available with other kinds of mortgages.

• Conforming Loan Amounts as well as Jumbo Mortgages up to $2 Million or More
  Whether you are seeking a conforming loan or a jumbo mortgage, you can feel confident that you will receive the highest level of service and be offered the right program to meet your needs.

• Construction Financing Programs
  If you are building your home, our Single Close Construction-To-Permanent Loan may be all the financing you'll need. Their single application and approval process obtains both construction and permanent financing with one combined loan and one closing.

• Condos/Co-ops/PUDs
  They offer a multitude of products to finance condominiums (both high rise and low rise), Planned Unit Developments (PUDs) and cooperatives (Co-ops). Co-ops must be located in the State of New York: either within the 5 boroughs of New York City, or within Nassau, Suffolk, Westchester or Rockland Counties. Financing for condominiums and PUDs is available nationwide.

Please Select Loan Type Refinance Home Equity Debt Consolidation Home Purchase

 
Chase Manhattan Bank Facts

JPMorgan Chase & Co. reports on six lines of business:

• Asset & Wealth Management
• Card Services
• Commercial Banking
• Investment Banking
• Retail Financial Services
• Treasury & Securities Services

Chase savings, CD or money market accounts

• Extra Savings
  Manage your accounts more effectively and eliminate monthly savings account fees by linking your checking and savings accounts using Chase Extra Savings. The Chase Extra Banking product suite provides low monthly balance minimums that are easier to maintain. And, as your savings grow over time, your additional balances may help you qualify for higher interest rates and avoid monthly checking fees. Extra Savings can only be linked to Extra Checking.

• High Yield Savings
  Earn competitive interest rates while keeping your money accessible. And, Select Banking customers can now benefit from greater access to Select High Yield Savings ? with a unique check-writing feature that allows you to write up to three checks per monthly statement cycle. Also, contact Chase to find out how to qualify for premium rates.

• Certificates of Deposit (CDs)
  Lock in competitive rates for 3 months to 5 years. Also, Select Banking customers may qualify for preferred rates.

• Money Market Accounts
  Combine competitive returns with check writing privileges. Now you can write up to three checks per monthly statement cycle (certain transfer limitations may apply).

• US Savings Bonds
  Buy U.S. Savings Bonds conveniently online through the U.S. Department of Treasury's Savings Bond Connection. No more waiting on bank lines. Go to www.savingsbonds.gov*, the official source for savings bond information on the Internet.

Chase Credit Card Options

• General Purpose Cards
  Cards you can count on - everyday - for flexibility, purchasing power and superior service from Chase.

• Chase Rebate Cards
  and earn cash rewards, cash rebates or credits to your Chase billing statement.

• Chase Entertainment Cards
  make life more exciting with rewards you earn quickly and VIP access to special deals, promos and exclusive offers.

• Chase Travel Cards
  let you earn rewards quickly - rewards you can use to go where you want to go and do what you want to do.

• Chase Auto & Gas Cards
  your everyday purchases can earn you rebates and rewards you can use to purchase products and services.

Chase Individual Banking Products

• Free Checking with Direct Deposit
  Enjoy unlimited check-writing with no minimum balance requirements. Pay no monthly fees as long as you arrange for regular direct deposits within your first three months and continue to use direct deposit thereafter. And, you can access Chase OnlineSM Bill Payment for free.

• Extra Checking
  Extra Checking features a low monthly balance that?s easy to maintain. This account automatically links checking and savings with one consolidated monthly statement for easier money management.

• Better Banking
  For day-to-day banking, Better Banking enables you to make the most of your idle funds by linking Checking with Interest with any combination of savings, CDs, IRAs as well as non-FDIC insured investments* made available through Chase Investment Services Corp., using your savings balances to help avoid monthly checking fees. Plus, gain easy access to all your accounts, and a no fee Chase Gold Banking Card with Mastercard? logo. Better Banking Checking is also available without interest.

• Select Banking
  Higher returns make Select Banking even more rewarding. Combined with priority access and enhanced flexibility, Select Banking is Chase's premier banking package.