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Fixed-Rate Mortgage:

Fixed-Rate Mortgage offers consumers a wide assortment of mortgage programs including refinance, home equity loans, debt consolidation, and new home purchase loans. Each of these loans have different options for you to choose from.


Fixed-Rate Mortgage News:

40-year mortgage poor solution to lack of affordable housing
have begun to fall out of favor. The 40-year, fixed-rate mortgage is the industry's substitute. Even the state, via the California Housing Finance Agency, plans to offer a 40-year
 
How to survive jump in adjustable- rate mortgage
still get a good deal refinancing to a 15- or 30-year fixed-rate mortgage. Thank the bond market, which has defied the Fed and kept long-term rates low. ARMs have been hot for the
 
US 30-, 15-year mortgage rates up slightly in week
Average interest rates on U.S. 30- and 15-year fixed rate mortgages continued their monthlong climb in the latest week, according to a survey released by mortgage finance company Freddie
 
Rates up; 30-year mortgage at 6.28%
The benchmark 30-year fixed-rate mortgage edged higher in the week ending Thursday to a national average of 6.28%, the highest level this year, Freddie Mac said.
 
Mortgage rates rise 4th straight week
The 30-year, fixed-rate mortgage has gone up four weeks in a row. It has risen a quarter of a percentage point in that time.
 
Time to bet on fixed-rate mortgage
go to 7.25 percent. Meanwhile, the average 30-year, fixed-rate mortgage charges 6.24 percent, which, by historical standards, is pretty appealing. And there are still lots of fixed
 
Refinancing into an interest-only mortgage
short-lived. The monthly mortgage payment for a conventional fixed-rate mortgage is self-amortizing. That means the monthly payment contains both the monthly interest expense and a
 
Foreclosure trend may mask trouble
According to Bankrate.com, which tracks lending rates, a 30-year fixed-rate mortgage was averaging 6.17 percent at the close of the week ending Jan. 27, and a 15-year fixed loan
 
Top Mistakes of Home Buyers and Sellers in 2005
homebuyers could fuel a foreclosure market in 2006. fixed-rate mortgages will become the majority in 2006 as mortgage underwriters and educated consumers are reunited. #
 
Mortgage applications fall to 11-month low
Interest rates on 30-year fixed-rate mortgages, excluding fees, averaged 6.22%, down 0.06 percentage point from the previous week's 6.28%, according to the Mortgage Bankers Association.
 
Crunch the numbers: With higher interest rates, refinancing is a challenge
At this point, we are thinking it might be smart to refinance our first mortgage to pay off the $65,000 balance on our home equity line with a new fixed-rate mortgage.
 
US 30-, 15-year mortgage rates down slightly in week
Average interest rates on U.S. 30- and 15-year fixed rate mortgages receded slightly in the latest week, according to a weekly survey issued by mortgage finance company Freddie Mac
 
40-year Home Loan Soaring in Popularity
go up, I think the consumers are going to find fixed-rate mortgages a lot more attractive at the expense of variable rate," he said. Robert Kleinhenz, deputy chief economist at
 
Peaking rates pique interest
Fixed rate mortgages, the most common form of home financing, are not directly affected by the short-term rate increases. Rates for 30-year and 15-year mortgages are much more closely tied to long-term government bond yields.
 
US 30-year mortgage rates down slightly in week
2005 Average interest rates on U.S. 30-year fixed rate mortgages dipped slightly this week, according to a weekly survey issued by mortgage finance company Freddie Mac on Thursday
 
Equity One, Inc. Introduces New 40-Year Fixed and Adjustable Rate Mortgage...
and build equity in their homes. Equity One's 40-year fixed rate mortgage has principal and interest payments based on a 40-year term, while the 40-year ARM product allows for an
 
Fixed mortgage rates resume upward climb
The benchmark 30-year fixed-rate mortgage rose 4 basis points to 6.36 percent, according to the Bankrate.com national survey of large lenders. A basis point is one-hundredth of 1 percentage point.
 
Mortgage applications drop to 16-month low
During the holiday-shortened week, borrowing costs on 30-year fixed-rate mortgages, excluding fees, averaged 6.20% last week, down 0.06 percentage point from the previous week's 6
 
Volume Dips During Holiday Shortened Week
The average contract interest rate for 30-year fixed-rate mortgages decreased to 6.20 percent from 6.26 percent on week earlier, with points increasing to 1.17 from 1.11 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans.
 
Fitch Rates $276.8MM GMACM Mtge Loan Trust, Series 2005-AF2
mortgage loans. The total mortgage pool consist of 1,037 fixed rate mortgage loans with an aggregate principal balance of approximately $296,872,601.63 as of the cut off date,
 
Fitch Rates $426.5MM RALI Mtge Asset-Backed P-T Ctfs, 2005-QS16
consists of 1,971 conventional, fully amortizing, 30-year fixed-rate, mortgage loans secured by first liens on one- to four-family residential properties with an aggregate principal
 
Fitch Rates CMSI $479.3 MM REMIC P-T Ctfs Series 2005-8
consists of 852 conventional, fully amortizing, 15-30 year fixed-rate mortgage loans secured by first liens on one- to four-family residential properties with an aggregate principal
 
High rates let air out of housing market Adjustable mortgages undergo big swings
As the mortgage rate adjusted upward each quarter, however, the payment jumped to $2,700 in relatively short order. Less than a month ago, they refinanced again -- back to a 30-year fixed-rate mortgage.
 
Fixed-rate is the way to go
What do these people have in common? They both plan to get a 30-year, fixed-rate mortgage. "Rates have already gone up and they'll be going up more," Brooks said.
 
Mortgage applications fall
6 percent to 657.6. Borrowing costs on 30-year fixed-rate mortgages, excluding fees, averaged 6.33 percent last week, up 0.02 percentage point from the previous week. It was
 





What are people saying about mortgages today:

An explosion in overdue mortgages tailored to home buyers with less-than-sterling credit has driven foreclosure filings to record highs in Massachusetts.

Freddie Mac, the second-biggest buyer of U.S. mortgages, plans to toughen its standards and stop buying certain types of risky loans that have been linked to a high number of defaults.

General Motors Corp., the world's largest automaker, may take a charge of almost $1 billion to cover bad mortgage loans made by its former home-lending unit, according to a Lehman Brothers Holdings Inc. analyst.